Understanding Home Warranties

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Real Estate

Home Warranties and the company I highly recommend. 

As most of you know, I have been selling real estate in Tucson since 1995. I have used many home warranty companies throughout my career. I have been using Fidelity Home Warranty for years and have a warranty on my home and pool. 

How does it work?

l If a home system or appliance breaks down or stops working, you call the home warranty company.

l Your home warranty company will call a service provider it has a business arrangement with.

l The service provider will call you to make an appointment.

l The service provider will fix the problem. If an appliance or system is malfunctioning and can’t be repaired, depending on your contract coverage, your home warranty company will pay to replace and install the appliance.

l You will pay a small trade service fee (usually less than $100).

What’s not covered? Check your specific policy, but in general: l Outdoor items such as sprinklers l Faucets l Refrigerators, washers, dryers and garage door openers l Spas and pools, unless specific coverage requested l Permit fees l Haul aways.

What can cause denial of a claim? l Improper maintenance l Code violations l Unusual wear and tear l Improper installation

General coverage includes: l Air conditioning l Dishwashers l Doorbells l Furnace/heating systems l Water heaters l Ductwork l Garbage disposals l Inside plumbing stoppages l Ceiling fans l Electrical systems l Range and oven l Washer and dryer

If you have any specific questions, please reach out and let me know how I can help you decide on the best home warranty plan.